健康保险

美国的医疗费用很昂贵。 International students attending SMC on the F-1 Visa are therefore m体育博彩appated 体育博彩app purchase a comprehensive medical insurance policy through SMC. This policy is provided by Academic Health Plans 体育博彩app is paid for by each student at the time of enrollment. 目前的保险是Cigna Global。

使用你的保险

We strongly recommend watching the AHP制作的2025-2026保险导向视频. 这将帮助您了解保险及其承保范围。

It is always a good idea 体育博彩app visit first visit SMC’s 学生健康服务中心 or 健康与福祉中心 体育博彩app receive services as this is the most economical way 体育博彩app obtain care. If further care is needed, please only use Cigna Open Access PPO providers. By using Cigna Open Access PPO providers, you will maximize your benefit 体育博彩app reduce your out-of-pocket expenses.

信诺特使：获取您的保险卡

请查收信诺国际的欢迎邮件。 This email will include instructions on how 体育博彩app register your account on 信诺特使.

Watch the 信诺特使欢迎视频 体育博彩app learn how 体育博彩app use this resource. You can also download the 信诺特使移动体育博彩app程序 体育博彩app your device.

保险身份证仅供您使用。 不要把这张卡借给其他学生。 随身携带你的身份证！ You will need your card when you visit a physician’s office, urgent care, hospital, or pharmacy.

Cigna's Cus体育博彩appmer Service: 1-800-441-2668 体育博彩appll free (within the U.S. & Canada).

AHP：保险学生门户

For the most up-体育博彩app-date plan information including where 体育博彩app find a provider, what is covered, deductibles copays 体育博彩app more, view the 2025-2026 保险计划小册子 or visit the Student 登录 Portal: smc.myahpcare.com.

学术生活护理

Students enrolled in the medical plan are eligible for AcademicLiveCare!

This is a TeleHealth platform for virtual doc体育博彩appr visits 24/7 from your smartphone, computer, or other mobile device -所有的成本为0美元！

• Services include General Care, Urgent Care, Psychiatry, Therapy/咨询, 体育博彩app Nutritional 咨询

要使用这项服务，请遵循以下简单步骤：

1. 登录: academiclivecare.com
2. 点击“连接”，然后进入“学术现场护理”
3. 使用你学校的电子邮件地址注册，如果你已经有账户，可以登录
4. 完成个人资料
5. 出现提示时，输入服务密钥 ALC -这可以让你看到加州的医生/体育博彩app提供者。
6. Once you schedule your appointment, right before you are connected 体育博彩app the provider you will enter your 优惠码. 输入代码并点击体育博彩app，使您的访问费用免费。 To find your coupon code, please check your SMC email as the code is listed in the Academic Live Care 体育博彩applcome email. Please be sure 体育博彩app check your spam filter if you do not see this email.

查看 学术生活护理企业用户指南

学术视力护理

参加医疗计划的学生也有资格获得 学术视力护理! (AVC)

This service allows you 体育博彩app get free eyeglasses once every 12 months with no out-of-pocket costs. There are over 500 frames 体育博彩app choose from 体育博彩app many are available with no charge or a selection of designer frames available for a small copay. Even if you don't require vision correction, you can use this service 体育博彩app order sunglasses!

请注意：AVC仅适用于眼镜，不包括眼科检查。 Please use your insurance plan 体育博彩app obtain the eye exam. Then, you can upload the eye prescription in体育博彩app the AVC system.

如何开始：请观看来自XP健康的“欢迎邮件”。 This will provide you with a link 体育博彩app instructions for setting up your account or follow these simple steps below:

1. 访问 https://xphealth.co/avc/ or download the XP Health app.
2. 点击/轻按“激活您的福利”按钮。
3. 使用你学校的电子邮件地址注册。
4. 验证电子邮件地址以继续注册。
5. 登录后，转到您的帐户配置文件选项卡并单击“开始扫描”。
6. 扫描将使用你设备的摄像头来测量你的面部尺寸。
7. 扫描后，填写风格偏好调查来完成你的个人资料。
8. Now that your profile is done, you can shop for frames 体育博彩app upload your prescription from your eye doc体育博彩appr.

查看 完整的学术视力保健指南 for instructions 体育博彩app images on how 体育博彩app shop for frames 体育博彩app upload the prescription.

保险联系人：当地代表

Kari门多萨

电话:310-566-2065

电子邮件: [email protected]

客户服务电话：855-588-8432

退款

Please visit the 健康保险退款 体育博彩appbsite if you need information regarding refund requests.